Understand the business
We help define the portfolio structure, the decisions your team needs to make and the assumptions the analysis must reflect.
How Sybil works
A better decision.
Then a better-informed one.
Portfolio management is a continuous discipline. Sybil supports the analytical work, the human decisions and the feedback that connects each review to the next.
The control cycle
Four stages.
One connected process.
Start with your strategy and targets. Use data to assess the portfolio, choose a response and return to the evidence as new experience arrives.
New data. Reassess. Refine. Repeat.
Strategy & targetsNew data brings the next review
01 / Historical profitability
Establish the loss view
Assess claims development and IBNR, the allowance for claims costs yet to emerge in full. Establish a credible view of historical profitability.
What you take forwardA historical loss view that includes IBNR
See the capability
Guided by your portfolio strategyProfitability · Volume · Growth · Risk appetite
See the complete portfolio management framework
Getting started, together
From discovery to insight
in weeks, not months
Our team guides the implementation and helps establish a working process around your business.
Bring the data together
Our team has the expertise to work with data in any shape or format. We help interpret, prepare and structure premium, exposure and claims data, then establish a repeatable update process.
Build the first assessment
We work with your team on the initial reserve and rate-adequacy view, review the results and make the assumptions explicit.
Set the review rhythm
Agree how data is refreshed and how the business reviews performance. Carry the previous assessment forward, test it against experience and refine it where needed.
Technology in service of judgement
The process stays in your hands
Sybil supports your experts. It does not replace responsibility for assumptions, interpretation or decisions. Saved versions and a repeatable data process give the team more room to investigate, challenge and explain.
The method behind the platform
Explore Simon Pollack’s guide to the what, why and how of insurance portfolio management.
Download the guideLet’s put it into practice
Let’s shape a review process around your business
A portfolio challenge, an upcoming review or a different way of working. Let’s explore it together.
Book a demo