The Sybil platform
Actuarial depth.
Business clarity.
Insurance portfolio management software that connects claims development, rate adequacy and underwriting decisions in one working environment.
The analytical work belongs in the same conversation as the commercial decision. Sybil carries assumptions through to the segments, scenarios and reporting views your teams use.
01 / RESERVING
A credible foundation for the result
Build and analyse development triangles, select ultimate claims and IBNR (incurred but not reported), and carry those assessments into the portfolio view. Examine different periods and segments while keeping the reserve position connected.
- Flexible triangle structures and development diagnostics
- Selected or imported IBNR, with allocation to decision-making segments
- Connected accident-period and underwriting-period views
02 / RATE ADEQUACY
A view of the business you are writing now
Combine historical experience with rate changes, commission, inflation and other portfolio assumptions. Explore how actions and market conditions affect expected profitability over time.
- An explicit model of historical and future rate strength
- Scenario and sensitivity testing against a saved base
- Premium and performance implications as changes earn through
03 / PORTFOLIO INSIGHT
The detail that makes an action possible
Drill from the whole book into the products, brokers, regions and risk groups that matter. Compare results with your own targets and distinguish underlying performance from volatile losses.
- Comparison tables, visualisations and target-based tiering
- Attritional, large and weather loss views
- Report builder for a clear stakeholder discussion
04 / PREMIUM & EXPOSURE
Growth, with the risk in view
Follow written premium against plan and projections. Review risk counts, average premium and the mix of exposures to understand how the portfolio is changing.
- Premium tracking by underwriting period
- Year-on-year volume and average premium movements
- Portfolio composition and sums insured
05 / REVIEW & GOVERNANCE
Keep the reasoning with the result
Save assessments, compare actual against expected and understand what changed. Maintain a record of assumptions and actions so each review builds on the one before it.
- Saved versions, scenarios and an audit trail
- Actual versus Expected comparisons
- Reporting for full portfolios, carrier shares and reinsurance views
Let’s put it into practice
See Sybil through the lens of your portfolio
We’ll focus the demonstration on your business, your data and the decisions you need to make.
Book a demo