ALIGN
One source of truth.
Two teams aligned
Connect Finance’s reserve view to the portfolio detail that guides underwriting decisions.
The measures, explained
- CCR
- Claims and Commission Ratio: claims and commission as a percentage of earned premium, excluding overhead expenses.
- IBNR
- Incurred But Not Reported: reserves for claims costs yet to emerge in full.
- Attritional claims
- More frequent, lower-value claims, distinct from separately classified large and weather losses.
Establish the shared reserve view
Use selected IBNR and ultimate claims within Sybil, including selections imported from your reserving process. Give Finance and Underwriting a common basis for reviewing portfolio performance.
Allocate into the decision-making detail
Allocate IBNR from the reserving groups back to the underlying portfolio segments. Review results by product, broker, region or risk group without losing the connection to the selected reserve position.
Close the gap in the conversation
Connect aggregate results with the segments that explain them. Spend less time reconciling separate perspectives and more time agreeing what the performance means and where action is needed.
A shared performance foundation, from reserves to decisions
Let’s put it into practice
See how this could work for your portfolio
A portfolio challenge, an upcoming review or a different way of working. Let’s explore it together.
Book a demo